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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

FREE LENDER APPROVAL! WE HAVE LENDERS ON CALL 24/7 FOR YOUR PRE-APPROVAL NEEDS, OR GO TO OUR "AFFILIATES" SECTION AND FILL OUT YOUR LOAN APPLICATION THERE!  

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as Cedar Rapids, Hiawatha, Marion and Robins real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Remodeling and Renovations >Kitchen Catastrophe

You have found an almost perfect house--the right number of bedrooms and baths, a wonderful family room, a great back yard. Your pulse rate increases as you imagine your furniture in the living room, your "excess" neatly stored in the huge attic, and your tulip bulbs blooming in the garden. However, the kitchen looks like it was built long before conveniences like dishwashers or microwaves.

If you have fallen in love with a house with an outdated or unattractive kitchen, you should consider renovating it. Contact a contractor for expert advice during the structural contingency period. Re-doing a kitchen can be a major undertaking, especially if you move walls around. If you put in new appliances, cabinets, and flooring into the existing space, it can be done in a shorter period of time and for a small fraction of the cost. Kitchen improvements are considered excellent investments.

See All Tips In The "Remodeling and Renovations" Category >
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Real Estate Trivia
Q 
Fewer than 2 percent of homeowners build this type of home:

A 
Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu.
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The Graf Home Selling Team, REALTOR®, real estate agent and broker for Cedar Rapids, Hiawatha, Marion and Robins, Iowa home listings, property and land for sale - NUMBER1EXPERT

Mike and Teri Graf
Graf Home Selling Team & Associates

1190 Twixt Town Road Suite 2
Cedar Rapids, IA 52402
Primary Phone: 319-491-0000
Mike's Cell: 319-981-3702
Teri's Cell: 319-981-1748
Fax: 319-362-0850
INFO@GHST.COM

SOLD!! IN 120 DAYS OR WE BUY IT!! View The Graf Home Selling Team & Associates, A TEAM THAT HAS EARNED DIAMOND NUMBER ONE EXPERT RECOGNITION!!. Here You Can Find Great Information on Cedar Rapids, Hiawatha, Marion, Robins, and surrounding area homes for sale! LISTEN TO US LIVE EVERY OTHER FRIDAY ON WMT AM 600 ON THE REAL ESTATE EXPERT HOUR. WE ARE THE REAL DEAL! EXPERIENCE MATTERS, PROVEN RESULTS. CALL US TODAY!

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