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Buy With ZERO Down
Welcome > For Buyers > Buy With ZERO Down ...

There are still ways to buy a home with NO MONEY DOWN!!  

25% DOWN PAYMENT ASSISTANCE FROM THE CITY OF CEDAR RAPIDS!! CHECK OUT OUR SUGAR CREEK CONDOS! 134,950 WITH 25% DOWN FREE MONEY!!  

THE CITY OF CEDAR RAPIDS IS OFFERING 6K TOWARD CLOSING COSTS AND DOWN PAYMENT ASSISTANCE!  

WWW.cedar-rapids.org/government/departments/community-development/housing/pages/firsttimehomebuyerprogram/aspx 


LINN AREA CREDIT UNION OFFERING 1K IN GRANT MONEY! CAN BE USED WITH OTHER PROGRAMS!!
 

USDA IS BACK! 100% FINANCING FOR TOWNS WITH A POPULATIONS OF 20,000 OR LESS!!  

GRAF $1500 STIMULUS!!  

$5000 MILITARY GRANT CAN BE USED WITH OTHER PROGRAMS 

IFA $2500 DOLLAR GRANT FOR FIRST TIME BUYERS!
*********TIME IS RUNNING OUT!!!!********
 



You may have owned a home before and are presently renting or maybe you are a first time home buyer and need a way to break into the housing market but held back because you didn't have a large down payment, or your credit cards aren't paid off...... Well, regardless of your present situation, if you want to get into, or re-enter the housing market with little to no money down, THIS IS THE PROGRAM FOR YOU!!!
 

Serious inquiries only!! Our agents can help you secure the loan and the home of your dreams!!  

Ask us any question about buying a home in the Cedar Rapids, Hiawatha, Marion and Robins area. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
About Appraisals >Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?

The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.

By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.

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Real Estate Trivia
Q 
What area was designed to look like a 1940s southeastern town with traditional architecture?

A 
Disney's "Celebration" in Orlando, FL, will eventually have 8,000 houses and many commercial tourist attractions.
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The Graf Home Selling Team, REALTOR®, real estate agent and broker for Cedar Rapids, Hiawatha, Marion and Robins, Iowa home listings, property and land for sale - NUMBER1EXPERT

Mike and Teri Graf
Graf Home Selling Team & Associates

1190 Twixt Town Road Suite 2
Cedar Rapids, IA 52402
Primary Phone: 319-491-0000
Mike's Cell: 319-981-3702
Teri's Cell: 319-981-1748
Fax: 319-362-0850
INFO@GHST.COM

SOLD!! IN 120 DAYS OR WE BUY IT!! View The Graf Home Selling Team & Associates, A TEAM THAT HAS EARNED DIAMOND NUMBER ONE EXPERT RECOGNITION!!. Here You Can Find Great Information on Cedar Rapids, Hiawatha, Marion, Robins, and surrounding area homes for sale! LISTEN TO US LIVE EVERY OTHER FRIDAY ON WMT AM 600 ON THE REAL ESTATE EXPERT HOUR. WE ARE THE REAL DEAL! EXPERIENCE MATTERS, PROVEN RESULTS. CALL US TODAY!

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